Member:
Executives Association of San Diego
Licensed by the CA Dept of Real Estate #01090117
Rate Questions: Call us at 858 495-1888
We are very competitive. We are among the lowest cost producers in the industry.
Quoting rates is more involved than just putting up a chart. We work with several mortgage wholesale lenders and each one has it's own peculiar rules as to rates that depend on loan size, FICO scores, assets, down payment, loan to value, secondary financing, pre-payment penalties, lock terms, purchase, cash out or rate and term refinance.
The Adjustable Rate Mortgage shopper is most likely to end up with something surprising. The key factors include: margin, life cap, type of amortization, rate cap or payment cap, pre-payment penalty and cost. The least important factor in an Adjustable Loan is the "Start Rate".
Call either John 858-495-1889 or Derric 858 495-1890 and we will give you a firm rate quote that we can deliver based on your specific situation. We will also give you basic, critical information that you will need to make an informed decision. Do not be misled by simply looking for the lowest rate.